... home equity loans). Property taxes are generally deductible ... a timeshare week can easily cost over $15,000. In fact, two winter weeks in Beaver Creek, Colorado can run you $60,000 and up, so we're not talking ...

... home. In her declaration for spousal support and to have her estranged husband pay for legal fees in their divorce case, Gold says she is living off a $200,000 home equity loan ... all of her $15,000 retainer ...

... home-equity loan, the schemers and the fake buyer would split the profits and walk away ... allegedly paid accomplices $15,000 apiece to steal the identities of several New Jersey residents who earned $90,000 or ...

... don't have equity." A few of Hart's refinance clients plan to bring between $7,000 and $15,000 to closing. The cash will help them pay the differences between the appraised values of their homes and the loan ...

it's also all predicated on whether a potential buyer can even get financing from banks still struggling with bad boom-time loans. In Pearlman's case ... one bathroom home is $15,000, and a similar home is selling ...

... home equity line of credit with a total of $15,000 to $30,000 in available credit ... unless improving your score is necessary to get a better rate on a long-term loan such as a mortgage. Type of credit: A ...

and to the NRP Group in Columbus for Weinland Park Homes. The $15,000 grants were made possible ... Enterprise has raised and invested more than $10 billion in equity, grants and loans to help build or preserve more ...

but at $15,000 less that ... payment over $300/mo died when the loan officer told me "we are going to require you paint the outside of your house -- you really should take better care of your home!" I tried to point ...

... distribution network of over 1400 branches through their partner banks and intends to strengthen their distribution force further by aiming for 15000 distributors ... a protective cover for home loans,

club officials have borrowed money against its equity in the property to fund major ... proposed ordinance was prepared by RothPlan of Lancaster County for an estimated $15,000. A draft of the revised zoning ...

tillpayday.net
26/08/2010 6:32:33 AM GMT

glcu.org
30/05/2010 8:44:07 PM GMT

100000foryou.com
30/06/2010 1:56:27 PM GMT

brookelyn.org
26/05/2010 11:40:29 AM GMT

loansinfo.info
7/09/2010 6:25:01 PM GMT

home-equity-guides.com
27/05/2010 2:38:06 PM GMT

louviers.com
30/06/2010 1:56:29 PM GMT

home-equity-line-ofcredit.com
23/05/2010 9:38:17 PM GMT

mortgageshoppercanada.ca
30/06/2010 1:56:29 PM GMT

google.brand.edgar-online.com
30/06/2010 1:56:32 PM GMT

getoutofdebt4freeliving.com
14/08/2010 2:18:36 PM GMT

mortgageshoppercanada.ca
30/06/2010 1:56:31 PM GMT

federalhomeadministration.info
24/07/2010 9:00:47 AM GMT

netbanker.com
30/06/2010 1:56:32 PM GMT

lendingtreee.info
25/07/2010 8:01:54 AM GMT

Is it uncommon for my bank to let me borrow more for a home equity loan than the actual equity in my house. Im looking to borrow about $19500, and i think there is about $15000 in equity in my house, but when i was talking with my personal bank of several years, he made it sound like as long as there is some equity in my house he would be able to give me that amount. Almost like a trust thing? Is that uncommon?I beleive my bank is advertising 100% home equity loans, so if my appraisal comes back at at least 104,000 ill be ok right?with oweing 84,000

My ex-fiance and I purchased a house in 2006. We split in July of 2009. I quit claimed the house to him and he refinanced the place in his name. We have talked and each is to the agreement that we will each take half of the interest/tax deduction on the old loan. Do I have to report anything to the IRS stating I don't own this home anymore? Or is the Quit claim deed on file at the recorders office enough? I did receive money from him for my equity in the home after all paperwork was completed. But no where is it stated that he owed me anything or paid me anything. So Im not sure if I even need to bother with that money I received. I'm really at a loss on how to do up my taxes this year. Any help would be appreciated. Additional Details We bought the house for 175000. I paid half of everything from day one till the end. In the end I reiceived approx. $15000 from him, after closing costs, back due mortgage (for the few months I wasn't residing in the house but still responsible for mortgage) The amount owed to me prior to the deductions was around $20K. I lived in the house up until July of 2009. I signed the Quit claim deed in September at which time he refinanced the house in his name. He did not take equity outta the home to pay me off. The interest was in both of our names. We were both on the title and the mortgage.

I found my dream home. 4200 sq ft victorian. Updated throughout. Simply stunning. they are asking 34,400. Here's where I'm at. Owe: 33000 on current home (aprox $15000 in equity) 16500 on car A 3500 on credit cards 2000 is in collections (and have been for at least a year) I plan on renting out my current home FYI The potential property is considered rural so it does qualify for the USDA loan. I'm not sure if that offer is only for first time home owners or not. If I do a consolidation is there anyway I can pull out more money so I am able to purchase this home. How do I go about this without getting simply a second mortgage. And what are the requirements? Someone please help me out!

I have been in the insurance world for about 5 years. I opened my own company about 6 monthsa ago. I would like to expand but am having trouble getting my hands on the money. I need roughly $15000 to expand into the P & C Side of insurance. I won't lie I am doing very well with the Life and Health Side, however i have two children and make about 4,000 a month. With all my expenses home and office, the $15,000 is not a possible for me to come up with. We do not have enough equity in our home for me to get it and have a loan on our cars. I can make payments but can't find anywhere to give me the loan. I would love to find a grant but that will never happen. If anyone know of a place that will loan or grant me the money please pass along. Thank you for your comments.

My husband and I are currently trying to sell our home (it is worth what we own and we have maybe $10,000 equity in it). He makes around $1000 every 2 weeks and our house payment is $1300 a month. When we bought the house we both worked full time and he got 10 hours overtime every week and we had no children. Well I quit working because we now have 2 children under 2 and due to the economy he is no longer allowed overtime. My older son is 21 months and was in the hospital 3 times before he was 3 months old and was premature. We cashed in alot of my husbands retirement to pay off those medical bills. When we filled our taxes this past year we had to claim the money we cashed in as income and had to pay $4000 to the government in taxes. We put that on the credit cards. THen I got pregnant with our 3 month old and had a difficult pregnancy with 5 trip to the ER for premature labor (the first was premature too) and I had a second c section. The medical bills began to pour in with threats of sending us to collections so we put all that on credit cards too. So now we have $700 a month in credit card payments just to pay the minimums! We are negative around 600 a month to pay the bills. I looked into daycare for my boys but it was going to be more than I would make working because I was a social worker and the pay is low. Plus the baby has reflux and is colicy so I worry for his safety in a daycare setting. I also own on 2 student loans. It seems at this point our only option is to file bankrupcy. We are currently to date on everything because we have been using the credit cards to pay for everything. THis month we will not be able to pay everything so we will soon be in trouble. My concern is my father in law has some property (a 180 acre farm) and 2 airplanes that he owns and we think he has my husband and his brother on the title of those. If we file bancrupy will he lose those assests. Also, he is in the process of selling a piece of land he owns for $15000. It is in my husband and his brothers name. He was going to get the title switched over to his name so that we would not have to pay taxes on the sale. Is the court going to think we were trying to dispose of assests and we would be in trouble? This is a huge mess. My father in law knows we are struggling but he doesnt know bancrupcy may be our only option. He has offered to help us some to survive month to month but I looked at our finances (which my husband manages) and even when our house sells we have dug ourself so deep we will still be in trouble. Anyone have advice or suggestions?I wanted t o add the property and such that my FIL put in my hubby;s name has nothing to do with us it is his not ours. I'm not sure why he put it in their names. He payes all taxes etc on it. I think it has something to do with when he dies he wanted them to have it.

I've looked into a home equity loan but I can't find anyone that will lend for more than 80% of the value of my house and I need another 15000 over that amount. Is there any other method to getting a loan nowadays? Or is there some bank that would lend 85%?

I purchased in 2006 for 74000.00 in Cleveland Ohio, A year later I took out a Equity Loan of 15000.00 to pay for new windows, paint job, and furnace/air conditioning, energy efficient appliances, and wiring updates. My current rate is 6.5 on a 30 year fixed conventional. I went to my current loan institution recently and was told that the current rate was about 5 percent now, but was told that I could not do a refi with my current backer with was Fannie Mae due to the big mortgage crisis they have gone through. So it would be a total refi and would then get slammed with closing costs. However they told me that I would have to combine the 1st and 2nd mortgage(home equity loan) into one, and that would put me at a greater then 80% loan to value, which would require me to carry PMI (mortgage insurance). When it was all said and done, i would be saving roughly 30.00 a month on my current bill???? If i didn't have to carry PMI it would be about 100.00 in savings a month? Have things changed again, should i retry this attempt. Should i get an appraisal, cause he told me my home would have to appraise for 103,000 to not have to carry pmi. I believe my home is worth every ounce of that, but the current market might not! any help would be appreciated.

We are deciding to refinance or take out a home equity loan. The story is we have a hill on the side of our house that is eroding and would like to have a retaining wall built. I would prefer not to borrow money but at this point is has become a saftey issue and can't afford to pay out of pocket. I am thinking now I should refinance and pay off my debt as well. Our debt totals to about $15000 and the wall will cost about $5,000. We currently have a decent rate of 5.875% but the loan is structured weird. Interest only for the first ten years and the rate stays the same for the remainder of the loan. We also have about 60,000 in equity. So my question is what type of loan should I inquire about if I want to do all of this? Another factor is we are in the fourth year of the loan. Please advice. Thank you

I live in the UK. What are morgage lenders lending criteria? I bought my house through a coownership scheme in February 2008. I own a 40% share in the house. The house cost £165000 so I have a mortgage of £66,000. I want to borrow an additional £15000 for home improvement and debt consolidation. I need £7K for debt consolidation and the rest for home improvements. I have no equity in the house and I imagine the valuation is the same as when it was bought in February but with improvements value would increase. Have I got any chance of getting a home loan with no equity in the property. Would I be better to say the entire £15K I want is for home improvement and not consolidation? I just got a brand new kitchen fitted. The property is in dire need of some improvements and modernising. Thanks

I have $80000 in equity on my home. I have a single, 15 year mortgage at 4.75% I am considering a $15000 equity loan or line of credit to consolidate some credit card and medical debt that I don't have the liquid assets to pay off short term. I'd like to clear the medical debt to stave off getting sent to collections and tanking my credit rating. My theory is to take the H.E.L or H.E.L.O.C. To basically save and/or improve my personal credit rating. Given the current financial environment, I'm afraid that delay on my part could lead to a total inability to get any kind of loan at all as lenders tighten up on loan risk. I am fiscally responsible, I just had a bad run with medical issues. Sorry for the long Q. I just needed to provide as much detail as possible.

My wife and I consolidated our credit card debt. Between the both of us we had about 8,000, but I think we made a mistake with the kind of load we got. We had to put up one of our cars for collateral. The interest is kind of high and by the time we pay it off we would have payed back 15000 instead of the 8000. Is there a better loan out there we can get? Like a home equity loan or something? Any advice would help.

Me and my husband recently bought our home at 60% off it's appraised value. We have about $15000 in unsecured debt. With minimum payments of 500 +. We want to get a home equity loan for 20 k to pay everything off and buy another used vehicle for my use(need it to obtain employment). Problem is our credit scores are in the upper 500's. We want to pay off our debt but are kind of drowning in interest (most of CC debt has interest in the 20-30% range). We know we made mistakes but we want to fix it and not just file bankruptcy when it's no longer possible to pay our loans off. Any advise on a lender who will work with us on the credit score problem? We want to be debt free in 5-7 years if possible (sooner if we can). Please don't lecture I really want constructive advise

I have a 50k paid for house a 25k semi truck and a 382 monthly car payment my score is under 600 only 1 credit card with a 500. limit and the usual bills my brother is in hock over 200k on his house 40k for his hummer and about 25k for motor home his score is over 800 he cant pay his bills without using his credit cards and refinancing he is short about 1200. per month but he has been able to float but he is sinking bad. I owe under 15000. for everything I own have a decent income but will not get buried in credit card debt. the system is realy backwards. He just did a refi for 250k and took all equity out of his house again to pay off his credit card he does not earn enough money to pay his bills I have about 2500 a month extra my credit score has been in the 540 to 570 range for 5 years. when are the fico scores going to stop requiring so much debt to raise credit score....that is just backwards

Bought my house about 7 months ago on a 100% financed mortgage with an unbelievably low interest rate, so I want to avoid refinancing. I don't think i can do a home equity loan because I have little to no equity since i did the 100% finance. Any ideas? I need about 10000 - 15000 for new siding work.

heres a question...if we bought a house that apraised for 55 as it was...and we got a rehab loan to add a new roof, change the windows, change the countertops, put up a new fence, ...stuff like that, that would raise the value of the house....(lets say it all cost an extra 15000...) so now instead of our loan being 55 and our house being worth 55 our loan would be 70 and our house would be worth like 80 or something...i dont know the exact number because i dont do this often, but i do know you can spend a little money and it raises the value of your home up more than what you spent....) then would that mean we have 10 k equtiy?

i want a loan to pay off all my credit cards. i do… ... i want a loan to pay off all my credit cards. i dont have any equity, i am in good standing with creditors, no late payments no ...

"I need a 15,000 loan no equity in home?" - Find the answer to this question and millions more on Yahoo!7 Answers.

15000 Home Equity Loan

Here are some of the great links we have come across during our business days. We hope these help you like they have helped us.

The standard 1% origination fee for a home equity loan will be waived if the client possesses a Beacon Score of 700 or greater and is approved for a loan of $15,000 or more with a ...

i want a loan to pay off all my credit cards. i dont have any equity, i am in good standing with creditors, no late payments no phone calls ect. is there anything i can do? i ...

Hello, I'm trying to get some advice. I am looking into taking out a $15,000 home equity loan to lower my interest on a current debt. However, I

I have $80000 in equity on my home. I have a single, 15 year mortgage at 4.75% I am considering a $15000 equity loan or line of credit to consolidate some credit card and medical ...

Nondeductible debt: $50,000 – $15,000 = $35,000. For more information, check out the Bankrate feature "Taxes and your home equity loan."

City-Data Forum > General Forums > Real Estate > Mortgages: Want a $15,000 home loan (fixed rate ... do this loan, you can also consider doing a fixed rate 2nd mortgage, or a Home Equity ...